ABOUT PINE RIDGE WEALTH
A Fiduciary Partner for
Business Owners
Combining institutional investment expertise with personal attention to help you build, protect, and preserve wealth beyond your business
FOUNDER | FINANCIAL ADVISOR
Meet Cristof Ensslin
I founded Pine Ridge Wealth to provide business owners with sophisticated, independent wealth management and a fiduciary partner who understands the unique financial complexities that come with building and running a successful business.
Global Institutional Roots
My perspective is shaped by experience at leading global financial institutions, where I gained a deep understanding of investment strategy, risk management, and capital markets.
Morgan Stanley
Equity Derivaties Sales | London, United Kingdom
Deutsche Bank
Capital Market Sales for SMEs | Cologne, Germany
DaimlerChrysler
Global Treasury | Stuttgart, Germany
UniCredit Group
Market Risk & Investment Advisory for SMEs | Leipzig, Germany
OUR INVESTMENT PHILOSOPHY
The Serenity Portfolio
A disciplined, multi-asset investment approach that combines strategic asset allocation and asset location to help you pursue long-term growth with greater financial peace of mind.
Asset Allocation
Constructing a highly resilient mix of what you own and in what proportions
Asset Location
Determining the optimal corporate entities, trusts, or tax-advantaged accounts in which you own them.
A Fiduciary Commitment
Pine Ridge Wealth operates as an independent, fee-only registered investment advisory firm. We do not receive commissions for selling financial products, and our advice is guided by a fiduciary obligation to act in your best interests.
A Commitment to Continued Learning
I am currently pursuing the Master of Trust and Wealth Management at Campbell University, Raleigh, North Carolina, USA, to further deepen my expertise in serving business owners and their families. Expected completion June 2027.
Let's Talk About Your Financial Future
Whether you're growing your company, preparing for a liquidity event, or thinking about retirement and the legacy you'll leave behind, I'd welcome the opportunity to learn about your goals.